Online credit card validator | Validating Credit Card Numbers in One Step

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Credit Card Validator

To use Card Validator, Paste card no in the given input box below and click on validate credit card button.

Check your credit card number

  • Visa
  • Mastercard
  • American Express
  • Discover
  • JCB
  • Diners Club

Example credit card numbers

Credit Card Type Credit Card Number
American Express 371449635398431
Diners Club 30569309025904
Discover 6011111111111117
JCB 3530111333300000
MasterCard 5555555555554444
Visa 4111111111111111

Passed Validation Failed

Luhn Algorithm Check

We'll check your number against the Luhn Algorithm to see if it is a valid credit card number.

Major Industry Identifier

The first digit of a credit card number represent the category of entity which issued the card.

Issuer identification number

The first six digits of a card number identify the institution that issued the card to the card holder.

Personal Account Number

igits 7 to final number minus 1 (the last is the checksum) indicate the individual account identifier.

About Credit Card Validator

A credit card has a package of metadata that comprises the name of the cardholder, account number, security code, and most importantly, expiration date. Credit card validation is the procedure for certifying the authenticity of a credit card. This process has a crucial value, as monitorial affairs are invariably regarded as sensitive. Several finance corporations have created a broad range of algorithms to validate credit cards. The reasonable practice of these algorithms will help you to find out whether a credit card is valid or not.

Certain rules need to be bid by when generating credit card numbers. It provides merchants with a means to confirm the validity of a card number before they approve the customer's payment. The computation used to relate a credit card number with your checksum is recognized as the Luhn algorithm. Moreover, using an online installation provides you with the liberty of a valid card number. You can do this work from any location through an online credit card validator by retaining just a powerful internet connection.

In this article, we will learn about the working of the Credit Card Validators tool, its significant features and how it can benefit people working in various sectors of society. 

What is a Credit Card Validator?

A credit card validator is an online software that verifies the validity of a credit card. And, credit card validation is referred to as the system of verifying credit card authentication and so it carries great importance. The credit card issued to you always has a certain validity period. You cannot use your credit card for any transaction purpose once] the validity period of the credit card comes to an end.

A credit card includes a collection of various things of metadata. These contain the card owner's name, security code, logo, account number, expiration date, and a hologram. 

Solely the company responsible for issuing the credit card can understand the algorithm for verifying the validity of mixtures of the metadata. Even more importantly, credit cards should only be verified with the company it has been issued for payment. 

Features of Credit Card Validator

Check Multiple Card Types

The Credit Card Validator tool favors the validity estimation for all prominent credit card issuers that are widely utilized all over the world. It is capable enough to perform the credit card number validation process on multiple card types such as MasterCard, Visa Card, Diner Club, American Express Credit Card, and many more. 

Friendly User Interface

The UI composition of the Credit Card Validator tool is easy and user-friendly as the fake address generator aids you in creating a fake address for yourself whenever you need it. You don’t need to handle any type of confusing UI components to do the checksum analyses. 

This tool executes all the calculations for you automatically by itself. To benefit from this free credit card validator tool you don't need to download any kind of software on your device. 

Safe & Secure

The Credit Card Validator doesn't pose any sort of risk to your confidential information. It doesn’t keep any kind of data that has been entered by you into the tool. Once you are finished verifying the validity of your credit card, the tool immediately erases the number you have inputted. 

Also works on Mobile Devices

The credit card validator is one of the most promising online tools for credit card validation. The online credit card validator tool can be used on your phone devices as well. This enables you to verify the validity of a debit card 24/7. 

To merchants, it can be a very useful tool as it allows them to know immediately whether a card is valid or not. Additionally, you can use this online facility on all platforms as it works on platforms like Windows, Linux, Android, iOS, etc.

Prioritizes Privacy 

Monitorial events are often sensitive and come to be further necessary if it is being regulated through an online utility. An online user's or facility's privacy becomes the most significant element in this regard. Holding this in mind, developers have constructed this card validator in a way that this tool does not allow access to any third party. 

Likewise, the information you upload on this tool will not be shared or borrowed for any likely purpose. So, as a user, you can utilize this credit card validator without any worry and examine the validity of credit cards. 

Get Assistance without Spending Money 

On a good note, the card validator online tool proposed by certain websites doesn't make you go through any extremely complicated processes. You can receive assistance from the online faculty without having to spend a single penny from any corner of the world. 

Steps to Use the Credit Card Validator

To assess the validity of your credit card number with the use of an online credit card validator tool you simply have to follow the steps instructed below:

  1. Enter your credit card number into the field provided and check its validity.
  2. Next, hit the "Validate Card" button once you have entered the credit card number. 
  3. The online card validator will display the status of your credit card and show whether you have got a valid credit card number or not. 

Benefits of using Credit Card Validator

Personal Account Number Check

The Credit Card Validator tool allows you to inspect your account number by entering the credit card number. You can figure out that from Digits 7th to last number minus 1 indicates the single account number.

Luhn Algorithm Check

You can reveal a credit card's validity against the Luhn algorithm with the help of the Credit Card Validator tool. This technique will allow you to find out whether the credit card is valid or invalid.

Bank Identification Number (BIN) Check

The refined credit card validator tool will authorize you to find out any overlooked data, involving bank name, website, bank address, etc., by processing the first 6 to 8 digits into the system that you will enter. With the help of this online credit card processor installation, you can uncover the BIN effortlessly. 

Major Industry Identifier Check

As a credit card holder, it is crucial to understand that your credit card's initial primary digit is MII which means Major Industry Identifier. These digits will permit you to know the sector of the unit which has issued your credit card. 

Card Number Length Check

Every credit card issuer has got a distinct length for the credit card number. The list below will aid you in inferring the length of different cards. usually, it is 13, 14, 15, or 16-digit numbers and some might even have 19 digits. There is a list that will help you in understanding the length of various cards.

Address Verification System (AVS)

Address Verification System (AVS) requires you to engage with the credit card companies, via their merchant processing gates to conduct a real-time assessment. It correlates the address on the list for the credit card to the one entered during the period when the order was placed. This is tougher compared to the Luhn check as it flags cards on places where the address doesn’t resemble the one on the list. Yet, it is inclined to both untrue positives (considerably cheated cards are obtained with valid addresses) and untrue negatives (valid cards with user typos), where the chances of failed sales can take precedence over its fraud prevention advantages.

Real-Time Card Validation

Real-Time Card Validation can generally be conducted through the merchandiser processor with the card issuer, to confirm that the account is true by validating the card, has not been flagged for cheating or stealing, and that funds are accessible. 

This check is frequently utilized in correspondence with AVS. Still, this procedure can put a handle on a cardholder’s funds, especially in the case of debit cards and it does not contribute to guaranteed deterrence of fraudulent cards from being employed.

Major Industry Identifier (MII)

The initial digits on your credit card are known as Major Industry Identifier (MII). The MII specifies the status of the economic association that handed out the credit card to the owner. 

To Avert Fraud

Currently, several consumers attempt to shop for goods from sellers with fake credit cards or credit cards that do not have sufficient funds to fulfill their transactions. In case you confront consumers with this intention, you can easily inspect and curb their scheming actions with the practice of an online credit card validator.

Who can use Credit Card Validator?


The merchants normally stay off from the service or commodity provided, as well as the reserves essential to find out the forgery and fight against the credit card company. If too many defrauding transactions happen, you may incur increased processing fees, and costly chargebacks, or will even have to sacrifice your merchant account and your power to do business. 

You can prevent these harms with the support of slight automation by simply using the online card validator tool and this tool will help you to fight forgery and maximize your credit card's sales. 

E-commerce business owners

If you are in the e-commerce business, you presumably understand the implications of credit card validation. And in case you work with Service Objects, you might possess at least a brief experience with Validation services such as DOTS BIN, which allows you to fight fraud by surveying the validity of incoming credit card numbers. It is that one sector where knowledge is true strength. If you are using a moral and strict strategy to flag dubious cards, you might then lose plenty of sales and could still carry fraud issues. 

On the other hand, if you attempt to maximize your sales through further flexible business principles, you will be consumed alive by fraudulent transactions and chargebacks or worse, you can straight lose your merchant account and potential to do business. For this reason, understanding your business requirements and your alternatives is the key to being an informed and secure credit card processing merchant.

Credit card holders/users

Credit cards are handed out by financial companies to their clients and authorize card owners to buy goods and services from stores that approve credit cards for payments. A credit card has various metadata elements, that include the account number, cardholder's name, date of expiration, and date of issuing. 

For any card validation, you might need to get in touch with the financial assistance provider and inquire about the manager to verify it. However, before you get in touch with them, the online credit card validator tool can assist you to verify if the credit card number you have inputted is valid or invalid. A credit card validator is a crucial tool, because, with it, you can make certain that the digits inscribed on the card is valid before progressing towards the further verification process.

Website Operators 

Websites automatically recognize whether a particular credit card number is legal or not even before you propose your order as they follow specific patterns. The initial six numbers interpret the card issuer Visa, Mastercard, etc. In case you enter in the initial six numbers and it does not correspond to the card type (or any other card type) you have selected, then it can deny it. Any website operator could put down a little bit of code to do the checksum on the numbers. 

When you accept a credit card payment, the website reaches out and discusses it with the card provider. They scan whether the particular card number is valid or not and whether it has the correct CVV, expiry date, address, and also the cardholder's name. They then check if the card is blocked, if the account has got enough funds, and if the purchase is not arousing any security alerts. It can normally be performed within a matter of seconds. Using a Credit Card Validator tool is much more dependable than simply examining the format, so most websites make use of it. 

Final words

A credit card validator is very worthwhile in examining the authenticity and validity of your credit card. This tool can further assist you to check if you maintain a valid CC number. Many online credit card validation tools might compel you to enroll before you proceed to verify the validity of your credit card number. However, you must anyway ensure the restrictions each of these tools might pose. 

A credit card validator is a productive tool for verifying the validity of any credit card. It supports the validation of the authenticity of a credit card utilized to make an online purchase. Submitting the issuing bank's name and the credit card number into the credit card validator tool will ensure and verify the credit card without taking much of your time. 

Credit Card Validator - Related FQAs

Ques: Can a credit card number validator tool benefit me?

Ans: Yes. A credit card validator tool can assist you to verify the authenticity and validity of your credit card just in a few clicks and within a matter of seconds.

Ques: Can I evaluate the validity of my credit card number manually?

Ans: Yes. You can make use of the Luhn Algorithm to evaluate the validity of your credit card number manually. It is not as confusing as it might seem to be and you can perform it in merely a couple of minutes.

Ques: How do I check whether a credit card number is valid or not?

Ans: Although a credit card validator is a convenient choice, you can just call customer care service when faced with any issue. It is the simplest and most explicit means of checking the validity of your credit card number. You can locate the number of customer care service on the back of your credit card.

Ques: What does it mean by credit card verification?

Ans: It confirms that the credit card you are utilizing to bring about a purchase is owned by the person submitting the credit card. The usage of credit card validator tools to approve purchases is paramount. It can assist you to safeguard your customers’ inputted data and e-commerce business. 

Ques: Does this tool keep the inputted credit card numbers?

Ans: No. The credit card number passed into the credit card validator has been created manipulating the validation laws. Yet, it does not keep these credit card numbers or other information for security purposes.

Ques: How many digits are there in a credit card number?

Ans: A Master card, Visa, or Discover payment network credit card, usually has 16 digits. Though, the American Express Payment network credit card has got just 15 digits. Still, there could be a few extra digits at the beginning or end of the card that might benefit you in approving transactions easily and smoothly. 

Ques: Is there any danger in employing an online credit card validator tool?

Ans: Monetary issues are invariably vital and become even more sensitive if operated by any online appliances. However, there is no such danger or risk attributed to this tool. None of the personal information of a user is stored in the system. All the estimations are formulated in your browser so that your inputted data stays secure with you.